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B60 Blog in Swedish: (Digital) Förändring vs Innovation: Vad är bäst?

Posted by Anna Mielczarek on 11-Oct-2018 10:31:14

Orden Innovation och Förändring används ofta på ett sådant sätt att man enkelt kan byta ut dem mot varandra. Ibland används båda orden till och med i samma mening. Det är kanske inte så förvånande att båda orden väcker tankar på modernisering och omorganisation, och att båda är viktiga resultat av förändrade ledarstilar.

Bortsett från detta, vad har de mer gemensamt? Eller vad är skillnaden? Vad ska vi göra – vara innovativa eller kanske förändras? Vad sägs om både ock?

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Topics: Digital Transformation, B60 Blog in Swedish, Success, Change and Innovation

B60 Blog in Swedish: 3 Vägar till en förändrad bank

Posted by Anna Mielczarek on 11-Oct-2018 10:13:11

Att ta beslutet om utveckling av Digital anpassning av företaget är bara det första steget på resan, och i många fall även det enklaste. Efter detta måste du ta beslutet om hur du ska förändra din organisation. Vilken väg som är bäst blir i många fall grunden till segdragna diskussioner inom företaget. Ska du göra om företaget i grunden och skapa en helt digital organisation? Eller borde du fokusera på förändringar utåt som är mer synliga för dina kunder?

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Topics: Digital Transformation, B60 Blog in Swedish, Finance, Success, Change and Innovation

Top 5 UK Challenger Banks You Should Know About

Posted by Anna Mielczarek on 09-Oct-2018 07:30:00

Digital Transformation has changed the established way of operating a business across plethora of industries – and banking is no exception. New start-ups keep challenging traditional service providers with a more personalised and innovative service. And although, traditional banks have been slow to adapt, they need to change it now, especially if they still want to be relevant in the industry.

Challenger banks are digital banks with no high-street branches. They are much more flexible, more user friendly, quicker to adapt to users' needs, and more personal than any traditional bank. But their biggest advantage over other well-established financial institutions is that they have been founded in the age of digital literacy, that means starting fresh with a digital offering and the use of the latest technology available. For this reason, challenger banks can incorporate new products more quickly, and with less friction through their platform business model, which can easily connect customers with new products developed by third parties. And this greatly increases customer choice.

So, which UK challenger banks are shaking up the industry? Let’s find out.

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Topics: Digital Transformation, Success, Emerging Trends, Finance, Change and Innovation

Digital Transformation Is Reshaping Financial Services

Posted by Anna Mielczarek on 02-Oct-2018 07:30:00

Usually described as resistant to change and quite conservative, financial sector has no choice but to follow other industries in their digital journey. Well-established, traditional banks have been challenged by financial technology start-up companies that take over industry by combining digital technology, social media, and big data analytics to replace traditional models with financial products and services enabled by new technology.

So, as disruptive changes occurring in the financial services industry are largely the result of digital technologies that have been developed and refined over the past decade, it comes as no surprise that in order to survive, and stay competitive the financial services industry and its CIOs are increasingly embracing Digital Transformation to improve their IT infrastructures.

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Topics: Digital Transformation, Change and Innovation, Challenges, Finance, Emerging Technology

Innovation Labs: Do They Actually Work?

Posted by Anna Mielczarek on 27-Sep-2018 07:30:00

Innovation Labs are becoming increasingly popular. Nowadays, every self-respecting organisation appears to have established an Innovation Lab in order to accelerate and manage innovation in their field. But do they actually work? Do they help to explore new technologies and start-up ideas, or are they just a myth, a hyperbole that outweighs reality?

Let’s find out!

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Topics: Digital Transformation, Corporate Culture, Change and Innovation, Challenges

There Is No Digital Banking Without a Great Cultural Change

Posted by Anna Mielczarek on 25-Sep-2018 07:30:00

Finally, it seems that banks might have woken up and realised that they need to innovate and transform their businesses, but most of them are neglecting one essential factor – culture.

Most often, factors such as lack of talent or lack of funding, poor infrastructure, and even lack of data are mentioned as being the main barriers to effective implementation of Digital Transformation in banking sector. And, yes – these are the factors that can have an impact on deploying Digital Transformation into your company.

But, not many realise that in order to become a truly digital organisation, all businesses within financial sector must address 3 key cultural issues. These are: risk aversion, lack of customer centricity, and siloed mind-sets as stated in McKinsey & Company report. And these three cultural barriers surpass all others and should become the highest priority for any bank planning to go digital.

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Topics: Digital Transformation, Corporate Culture, Finance, Change and Innovation

3 Paths to Transform Your Bank

Posted by Anna Mielczarek on 11-Sep-2018 07:30:00

Making decision of deploying Digital Transformation into your business is just the first step of the journey, and in most cases - the easiest. Then, you must decide how you are going to transform your organisation, and the right path to do it is a subject of great debate for many businesses. Should you completely overhaul your company and create a distinct digital entity? Or should you focus on front end changes, which are the most visible to your customers?

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Topics: Digital Transformation, Success, Leadership, Finance, Change and Innovation

Digital Transformation - 5 Mistakes You Should Avoid At All Costs

Posted by Anna Mielczarek on 28-Aug-2018 07:30:00

 

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Topics: Digital Transformation, Change and Innovation, Leadership, Success, Common Mistakes

(Digital) Transformation vs Innovation: Which One Is Better?

Posted by Anna Mielczarek on 23-Aug-2018 07:30:00

Words ‘Innovation’ and ‘Transformation’ are more often being used interchangeably and synonymously, even in the same sentence or paragraph. And maybe we shouldn’t be surprised as both terms evoke thoughts of modernisation and change, and both are key outcomes of change management concept.

But apart from that, what else do they have in common? Or what’s the difference? What should we do – innovate or maybe transform? How about we do both?

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Topics: Digital Transformation, Change and Innovation, Apple, Google

6 Traits of True Digital Leaders

Posted by Anna Mielczarek on 16-Aug-2018 07:30:00

 

Every company needs a leader. Someone who will guide other people, help them when they’re struggling, make decisions no one wants to make and take responsibility when others are too scared. Being a leader isn’t easy and being the leader in the age of Digital Transformation is even harder.

It may be that for this reason some companies are constantly avoiding change –someone needs to drive forward this change and be ready to face any challenges business might face during its digital journey.

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Topics: Digital Transformation, Leadership, Change and Innovation, Challenges, Success